Setara bibi under the lamp post - Literature - observerbd.com : The glittering city aroundLife is rich with red, blue light of neonWide sky over the headPieces of moonlight, scatteredAnd in that splashed pieces of meteorThose are taken by the scientists of NASASo height the civilization reachesThis city is the flow of happiness nowSome men like us pass the wayWith frustration
A necessary preamble
In the year of 1999 a
prominent philanthropic man as well as a recognized banker established a bank
named Export Import Bank of Bangladesh Ltd. On the 3rd of the August
of the same year it had started its operation through opening a branch in
Motijheel, the capital of banks. As time passed it has got its shape and
silhouette. Its 13 years history is full of achievement and accomplishment. Now
it is in such a good position that people as well as organizations consider it
as a factor of the financial activities of the country. But the bank is not
overwhelmed with joy. It has a vision to touch the line of great success. And
it seems that the bank is going on the right track.
The Flavor of Banking
As it is named as
Export Import Bank of Bangladesh Ltd, EXIM does not deal with limited areas of
export and import. It has a wide area of its operation which includes deposit
hunting through various modes like MTDR, MMSS, MMIS, MSSS, DENMOHOR, CASH WAQF,
HAJJ Deposit and so on. It is really a matter of great pleasure that it has two
wings in UK and Canada for collecting foreign remittance. Besides it has also extended its services
through Western Union Money Transfer, XpressMoney, ELDORADO, BEFTN, etc. It has
an increasing network of ATM booth both for debit and credit card.
Not only these, EXIM offers
a good number of investment modes for its deficit units. Through Bai Muazzal,
Bai Murabaha, IBB, Bai Salam, etc. It is enhancing its investment services
throught the years among all types of clients. Really it is a matter of rethink
that a bank of only thirteen years age holds such a wide portfolio like these.
We wish a brilliant tomorrow for EXIM Bank.
Its Prodigy Over Years
At the time of inception
of AB Bank (First Private Bank in the country), it has no competitor in the
market. People wanted to get the taste of a new type of banking services. It was
its great advantage. But in 1999 when EXIM Bank came to the operation it was
considered a third generation private bank. So, in the mean time two
generations had already been passed. The market was tight and tense. The
competition was at its pinnacle. So it was very hard for EXIM Bank to be a good
bank. But EXIM did it with its utmost effort and charismatic move. That is why
it may be called the matador of the banking sector. In the course of its
operation, in 2004 it was converted from traditional banking to Islamic banking
which provided immense help in its growth. So we can consider it as a
milestone. Recently it introduces offshore banking. So EXIM is sincere to
fulfill the demand of the time.
In the last 13 years of
its operation there were many challenges. The world economic depression, Asian
volatile economic conditions, uprising price of foreign currencies, wars,
Tsunami, drought, rainfall, unrest in garments sector, political unrest in home
and abroad, fuel crisis, power failure, vulnerable energy sector etc. hamper a
lot. But these were not able to stop its growth. Data proves it at large. In
2011 it had a growth of 136% for its half yearly profit. It proves its prodigy
over years.
Pioneer of Employee Welfare
There are many banks
who only think of their profit. It seems that profit is their only motto. But
EXIM is different not only in its salary structure, but also its incentive
policy and other facilities like house loan and ESSS facility attracts a lot.
Employees always feel fresh in working here. There is no complexity in
promotion, training, awards, and providing increments. It is really a good
practice.
CSR: EXIM’S Top
Priority
Since its inception
EXIM had a fundamental outlook to do welfare to the society. From beautification
to building over bridges, from providing ambulance to provide financial support
to the distressed, from clothing to the poor to making shelter for vulnerable
groups, EXIM extends its hands to everybody and everywhere. Not necessary to
say that EXIM provides education scholarship above one thousand students and
provide Qard E hasana above two hundred students all over the country. EXIM provides many a handsome amount to the
prime Minister’s relief fund from time to time due to flood, tornado and other
disasters. Of course it has a foundation named EXIM Bank Foundation. We can add
that EXIM has a charity hospital at Mirpur and going to establish a modern university
within a short period of time.
In Fine
Whatever it is there is
no doubt and debate that EXIM is unique not only in its name but also in its
activities. EXIM does not need any privilege. It only wants its right
receivables. Such an organization does not need any ones help. But it needs
cooperation from everybody to maintain its growth. As a part and parcel of the
organization our desire is to see it at the pinnacle of the banking sector.
Wishing its all the best.
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